I got into this because I watched a family go through it the hard way.

I'm Jake Donnelly — an independent life insurance broker based in Central New York, serving clients across multiple states. My background is in sales and client service, which sounds simple, but it taught me the part of this business that matters most: listening before talking.

I came into insurance after seeing what happens when families don't have a plan — the scramble, the GoFundMe, the impossible choices in the worst week of someone's life. I decided I wanted to be the person who quietly prevented that. Not by selling policies, but by helping people pick the right one.

As an independent broker, I'm not tied to any single carrier. I'm contracted with multiple A-rated companies and I shop them for the fit that actually makes sense for your health, budget, and goals. You pay me nothing — the carrier pays me when a policy issues. My job is to earn your trust once, and keep it for decades.